Contacted me via email about a personal loan. Due to my poor credit they wanted a down payment. They sent a contract with a step by step explaination of how you will receive your money if you follow the simple steps. Three months of payments and you get a $8000 loan. I paid up front $591 . Waiting two hours for the deposit into my account. Then they said I need insurance, normally $1500 but they could do $750 but it would be refunded in three months. So I took my mortgage payment and paid it to them because they said in two hours $8000 would be in my account . Again it wasn’t. Stating that they really needed the other $750. To make it work. I didn’t have it . And demanded my money back. They said they would after a small processing fee . And I would receive it on 5/26/17 . Well that day has come and gone and no refund. Please people send no money to anyone.